Benefits Unlimited is governed by the principles of integrity, transparency, and client-first service. With over 40 years of experience in the benefits industry—now specializing as an independent benefits advisor, we are experts in designing and managing cost-effective benefit plans.
We have deep expertise in employee benefits, by offering our clients APID (Alberta Public-Integrated Drug Plan) — a proprietary governance-driven, evidence-based drug plan design aligned with Alberta's public system. In addition, we have our Proprietary ChoiceFlex — a comprehensive flexible benefits program giving employees choice as well as control over their coverage.
Our clients get a strategic advisor and their own dedicated hands-on benefits consultant.Our approach emphasizes aligning employee benefits analysis with overall business goals, ensuring that employees receive competitive and cost-effective options.
Not every insurer can be the best in every line of benefit at all times. What if you could have a plan that used a variety of the best in class insurers for each benefit and still keep the administration of the plan user friendly? We have the answers!
We are able to build the best in class benefits program for your organization and have the plan administration looked after for you, all on one platform, keeping it simple and effective for any benefits plan in Alberta.
We are independent employee benefit and pension advisors/consultants with many years of experience, advising employers and leadership teams on benefits strategy, plan design, governance, flexibility, and cost management. We provide our clients with objective, data-driven insights and a practical understanding of insurance providers, advisors, and employer decision-making.
We help companies create, design and manage group benefit plans that are cost-effective, competitive, and aligned with their business goals.
Being strong believers in flexibility and choice for employers and employees, we help create value, along with cost sustainability.
Clients value our straightforward, transparent approach and ability to solve complex problems with clarity and accountability.
Independent, objective, honest advice - without any pressure or product bias.
We founded Benefits Unlimited Consulting and am a Certified Employee Benefits Specialist currently compliant, which is a formal recognition of the ongoing, career-long professional development that CEBS graduates maintain to best serve their plan participants, employers and other stakeholders.
Licensed in the province of Alberta, we products and services from a wide range of providers and insurers. We are not employed by any insurer and do not have any ownership interests in any insurance company. We work on a commission basis when clients appoint us as their Advisor of Record (AoR) or on a fee for service basis, in which clients pay Benefits Unlimited Consulting directly.
We owe clients a duty of care under common law and exercise competence in understanding plan design, suitability, legal implications, and potential impacts for employees and employers. This includes ensuring recommendations are based on accurate and complete information and aligned with client needs.
We are committed to providing independent, objective advice - and any potential or actual conflict of interest will be disclosed in writing and will seek informed consent before proceeding with any work or service.
To empower Alberta businesses with innovative, affordable, and comprehensive employee benefits solutions — including proprietary programs APID and ChoiceFlex — that protect their workforce and strengthen their competitive advantage.
To be the leading provider of innovative, affordable, and comprehensive employee benefits solutions in Alberta, empowering businesses to protect their workforce and enhance their competitive edge through proprietary programs like APID and ChoiceFlex.
We can develop cost-effective benefit plans for your organization and manage the plan administration for you as well, all on one platform. This keeps it simple and effective for any benefits plan in Alberta, while providing a thorough employee benefits analysis as your independent benefits advisor.
Your choice of an advisor should NOT be based solely on pricing.
All benefit advisors can adjust their pricing and typically are paid a similar level of commission and/or fees.
If you are looking for a guideline, just ask your advisor or ask me.
Also, your advisor should deal with many, if not all insurers.
We have decades of experience adv
Your choice of an advisor should NOT be based solely on pricing.
All benefit advisors can adjust their pricing and typically are paid a similar level of commission and/or fees.
If you are looking for a guideline, just ask your advisor or ask me.
Also, your advisor should deal with many, if not all insurers.
We have decades of experience advising and consulting in the employee benefits field and have worked tirelessly to stay on top of the latest trends and developments, to be able to provide the best possible solutions to client problems and educate them to other problems they may not know even exist.
Your choice of an advisor should be based on their knowledge and specialization in employee benefits.
You can check this by looking at their credentials CEBS, GBA, etc. The CEBS designation is a credential that is recognized for the depth and relevance of critical knowledge achieved by the advisor.By dealing with Benefits Unlimited, you
Your choice of an advisor should be based on their knowledge and specialization in employee benefits.
You can check this by looking at their credentials CEBS, GBA, etc. The CEBS designation is a credential that is recognized for the depth and relevance of critical knowledge achieved by the advisor.By dealing with Benefits Unlimited, you deal with a CEBS Compliant benefits advisor.
Human resources, benefits managers, administrators, executives, generalists and even specialists benefit from dealing with these sophisticated benefits advisors.
Check their website and other information available on the web, which should indicate that employee benefits and group insurance is their area of specialization.
Why? Many advisors are generalists, handling investments, life or disability insurance. It is vital that employee benefits is the area they specialize in and their primary focus.
As an employer, you need professionals to assist you with benefit decisions by applying their knowledge from day one. Arm yourself with comprehensive knowledge that leads to better engagement within your organization.
You should feel comfortable with your choice of an advisor and that they are trustworthy and are benefit specialists.
A benefits advisor or specialist should be able to answer the 3 following questions without going to others for answers or saying they'll get back to you. If they don’t understand the questions or can’t answer them, feel f
You should feel comfortable with your choice of an advisor and that they are trustworthy and are benefit specialists.
A benefits advisor or specialist should be able to answer the 3 following questions without going to others for answers or saying they'll get back to you. If they don’t understand the questions or can’t answer them, feel free to contact me for the correct answers.
These questions will help any employer distinguish between a “plan seller” and a true benefits advisor who adds strategic value.
Check us out and drop us a line if you need help or have any questions!